Professional Athlete Insurance
From professional team sports to individual athletes,
DeSpenza Capital Management, LLC offers some of the
most competitive and creative solutions for their disability
insurance. Most professional sports qualify for coverage.
Featuring:
Worldwide 24-hr Accident and Sickness coverage
Uses:
Loss of Future Earnings
Contract Completion
College Draft Protection
Loss of Endorsement
Cost of Agents/Managers
Executive 400 Plan Disability
The Executive 400 Disability Insurance is a product
that has many
uses. It provides excess coverage over and above
domestic carriers'
issue and participation limits. It is ideal for a
key executive who may
need more personal disability or business disability
insurance. Issue
and participation limits are up to 65% of average
income. This plan
can be layered on top of any other coverage in force.
Capitalize lump
sum or monthly benefits payments are available. Optional
Residual
and Cost of Livining Adjustments riders may be added.
Most commonly used for:
Personal Estate Plans:
Income Replacement
Excess Disability
High Limit Disability
Business Estate Plans:
Salary Continuation
Buy-Sell Agreements
Business Overhead Expense
Key Person Coverage
Bank Loan Indemnification
Lease Payment Completion
Disability Insurance Solutions
Persons with business or personal disability insurance
needs can find many solutions with the Disability Insurance
Solutions plan.
Applicable for:
Income Replacement
Excess Disability
High Limit Disability
Buy-Sell Agreements
Business Overhead Expense
Key Person Coverage
Bank Loan Indemnification
Physicians and Surgeons High Limit Disability
Insurance
Physicians and surgeons are finding that the traditional
disability market
is drying up. Securing reasonable amounts of disability
insurance has
become a difficult challenge as many carriers have
cut way back on their
issue and participation limits.
With Physicians & Surgeons High Limit Disability
Insurance we can provide an additional layer of disability
coverage. If you are not insured up to 65% of your
income, we can help.
Perfect for:
Personal Estates;
Income Replacement
Supplemental Disability
High Limit Disability
Business Estates;
Buy-Sell Funding Contract Guarantees
Business Overhead
Expense
Key Person Coverage
Buying into existing practices
Bank Loans
Starcover (entertainment industry) Disability
Insurance
People in the entertainment industry are denied
adequate disability
protection by domestic insurance companies. Starcover
was created
to provide badly needed coverage for actors, musicians,
stunt-people,
producers, directors and people in other occupations
or the
entertainment industry.
Starcover provides disability benefits in cases
of:
Loss of sight * Loss of Speech * Loss of Hearing
* Temporary Total
Disability * Career Ending Disability * Non-Appearance
* Disfigurement
* Transplant Operations * Dismemberment
Perfect for:
Personal Disability
Contract Performance Insurance
Loss of Services Indemnification
Pilots Disability Insurance
Pilots have always been a problem to insure for
disability insurance. This is due in part to the nature
of the job and the medical qualifications required
to maintain their license. The Pilot Disability Insurance/
The Stoddard Plan was designed to assist in providing
an adequate disability estate for pilots everywhere.
“Temporary loss for License” Disability Insurance
for People Who Fly for a Living.
CARGO PILOTS * CORPORATE PILOTS * HELICOPTER PILOTS
*
AERIAL APPLICATORS * AGRICULTURAL PILOTS * FIREFIGHTER
& AIR SHOW PILOTS.
Race & Driver
Disability Insurance
Competitive sports demand competitive products.
On the fast track of
professional racing, World-wide High Limit Insurance:
The Racecover
Series takes the checkered flag every time. Automobile
drivers,
motorcyclist, boat or aircraft pilots can secure
coverage with options for
medical coverage, disability coverage, and death
and/or dismemberant
coverage. Benefits may be payable on a weekly and/or
per missed race
basis.
Racecover is a comprehensive product for people
whose avocation
is the high risk world of racing, providing:
Weekly cash benefits * Major medical expense * Missed
race compensation
* Career-ending disability * Accidental Death
Advantages:
Personal protection * Sponsor indemnification *
Contract completion * Team coverage
The Links Disability Insurance
Disability insurance for the professional golfer
including:
Club Professionals * Touring Professionals * Teaching
Professionals
Professional golfers have unique needs when designing
a disability insurance estate.
Featuring: Worldwide
24-hr Coverage & Accident
and Sickness Coverage
Uses:
Loss of Future Earning * Contract Completion * College
to Pro Protection* Loss of Endorsements * Cost of Agents/Managers
*Optional * Loss of Image/Endorsement
Pro Jockey Disability Insurance
Disability for Professional Horse Racing Jockey's,
Drivers or Trainers.
Featuring worldwide 24-hr coverage Accident and
Sickness Coverage's
Uses:
Loss of Future Earning * Contract Completion * College
to Pro Protection * Loss of Endorsements * Cost of
Agents/Managers *Optional * Loss of Image/Endorsement
For more information please call DeSpenza
Capital Management, LLC at 877-337-7369 or email at adespenza@comcast.net .
Please include complete description of insurance needed,
possible limits, and most importantly time frame needed
for binding. Also, most direct contact phone numbers
and times for available follow up to start processing
inquiry.
Feel free to contact us for a no
obligation, no cost analysis of your
investment portfolio. Our clients benefit
from our counsel and process of customized
service. We are not just selling a single investment
or idea. DeSpenza Capital Management, LLC is
proposing a serious investment process by which
you can manage you money for a lifetime. Please
contact us for a free Complimentary
Consultation to discuss diversification
opportunities for income, savings, and legacy.
This intro page gives you a brief synopsis
of each investment category of service we offer.
Complimentary
Consultation
877-337-7369
email: adespenza@despenza.com
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